LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,880
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$755/mo
Today · 4.125%
HK$25,378
baseline
▲ 0.50% · 4.625%
HK$26,922
+HK$1,544/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,756/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,567
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,279
−HK$723/mo
Today · 4.125%
HK$28,002
baseline
▲ 0.50% · 4.625%
HK$29,478
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,004/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,548
−HK$905/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,307
+HK$1,854/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,735
−HK$867/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,374
+HK$1,772/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,433
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,057/mo
Today · 4.125%
HK$35,529
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$2,162/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,058/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,012/mo
Today · 4.125%
HK$39,203
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,066/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,406/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,985
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,322
−HK$1,358/mo
Today · 4.125%
HK$45,680
baseline
▲ 0.50% · 4.625%
HK$48,460
+HK$2,780/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,360/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,820
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,103
−HK$1,301/mo
Today · 4.125%
HK$50,404
baseline
▲ 0.50% · 4.625%
HK$53,060
+HK$2,656/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,808/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,726 · Scale 2, in force from 26 Feb 2026)