LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,881
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,624
−HK$755/mo
Today · 4.125%
HK$25,379
baseline
▲ 0.50% · 4.625%
HK$26,923
+HK$1,544/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,758/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,568
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,280
−HK$723/mo
Today · 4.125%
HK$28,003
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,006/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,657
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$905/mo
Today · 4.125%
HK$30,454
baseline
▲ 0.50% · 4.625%
HK$32,307
+HK$1,853/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,908/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,736
−HK$867/mo
Today · 4.125%
HK$33,603
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$1,772/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,206/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,434
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$1,056/mo
Today · 4.125%
HK$35,530
baseline
▲ 0.50% · 4.625%
HK$37,692
+HK$2,162/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,060/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,195
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,192
−HK$1,012/mo
Today · 4.125%
HK$39,204
baseline
▲ 0.50% · 4.625%
HK$41,271
+HK$2,067/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,408/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,986
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,323
−HK$1,359/mo
Today · 4.125%
HK$45,682
baseline
▲ 0.50% · 4.625%
HK$48,461
+HK$2,779/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,364/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,822
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,104
−HK$1,301/mo
Today · 4.125%
HK$50,405
baseline
▲ 0.50% · 4.625%
HK$53,062
+HK$2,657/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,810/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,738 · Scale 2, in force from 26 Feb 2026)