LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,884
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,627
−HK$755/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,545/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,571
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$723/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,483
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,553
−HK$906/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,853/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$868/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$1,772/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,438
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,478
−HK$1,057/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,697
+HK$2,162/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,197
−HK$1,012/mo
Today · 4.125%
HK$39,209
baseline
▲ 0.50% · 4.625%
HK$41,276
+HK$2,067/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,418/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,359/mo
Today · 4.125%
HK$45,688
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,780/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,376/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,828
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,301/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$2,657/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,791 · Scale 2, in force from 26 Feb 2026)