LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,890
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$755/mo
Today · 4.125%
HK$25,388
baseline
▲ 0.50% · 4.625%
HK$26,933
+HK$1,545/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,776/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,577
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,290
−HK$723/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,490
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,559
−HK$906/mo
Today · 4.125%
HK$30,465
baseline
▲ 0.50% · 4.625%
HK$32,319
+HK$1,854/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,930/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$868/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,387
+HK$1,771/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,446
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,486
−HK$1,057/mo
Today · 4.125%
HK$35,543
baseline
▲ 0.50% · 4.625%
HK$37,706
+HK$2,163/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,086/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,208
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,206
−HK$1,012/mo
Today · 4.125%
HK$39,218
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,067/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,436/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,002
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,339
−HK$1,359/mo
Today · 4.125%
HK$45,698
baseline
▲ 0.50% · 4.625%
HK$48,479
+HK$2,781/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,396/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,839
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,122
−HK$1,301/mo
Today · 4.125%
HK$50,423
baseline
▲ 0.50% · 4.625%
HK$53,081
+HK$2,658/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,846/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,879 · Scale 2, in force from 26 Feb 2026)