LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,895
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$755/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,938
+HK$1,545/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$724/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,496
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,673
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$907/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,854/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,754
−HK$868/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$1,773/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,452
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$1,057/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$2,163/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,215
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,012/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,294
+HK$2,068/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,010
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,359/mo
Today · 4.125%
HK$45,707
baseline
▲ 0.50% · 4.625%
HK$48,489
+HK$2,782/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,414/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,132
−HK$1,302/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,092
+HK$2,658/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,959 · Scale 2, in force from 26 Feb 2026)