LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,895
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$755/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,939
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,583
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,296
−HK$723/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,496
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,566
−HK$906/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,854/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,900
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$868/mo
Today · 4.125%
HK$33,623
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$1,772/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,246/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,494
−HK$1,057/mo
Today · 4.125%
HK$35,551
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$2,163/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$71,102/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,216
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,013/mo
Today · 4.125%
HK$39,227
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,068/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$78,454/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,011
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,349
−HK$1,359/mo
Today · 4.125%
HK$45,708
baseline
▲ 0.50% · 4.625%
HK$48,489
+HK$2,781/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,416/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,849
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,133
−HK$1,301/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,093
+HK$2,659/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,966 · Scale 2, in force from 26 Feb 2026)