LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,898
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,641
−HK$755/mo
Today · 4.125%
HK$25,396
baseline
▲ 0.50% · 4.625%
HK$26,942
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,792/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,586
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$723/mo
Today · 4.125%
HK$28,022
baseline
▲ 0.50% · 4.625%
HK$29,499
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,044/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,677
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,569
−HK$907/mo
Today · 4.125%
HK$30,476
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,854/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,952/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,903
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,759
−HK$868/mo
Today · 4.125%
HK$33,627
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$1,772/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,254/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$1,058/mo
Today · 4.125%
HK$35,555
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$2,163/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$71,110/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,218
−HK$1,013/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,068/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,016
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,359/mo
Today · 4.125%
HK$45,713
baseline
▲ 0.50% · 4.625%
HK$48,495
+HK$2,782/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,426/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,855
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,138
−HK$1,302/mo
Today · 4.125%
HK$50,440
baseline
▲ 0.50% · 4.625%
HK$53,099
+HK$2,659/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,880/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,010 · Scale 2, in force from 26 Feb 2026)