LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,903
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$755/mo
Today · 4.125%
HK$25,402
baseline
▲ 0.50% · 4.625%
HK$26,948
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,804/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$723/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,684
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,576
−HK$907/mo
Today · 4.125%
HK$30,483
baseline
▲ 0.50% · 4.625%
HK$32,338
+HK$1,855/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,966/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,911
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$868/mo
Today · 4.125%
HK$33,635
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$1,773/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,270/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,465
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,506
−HK$1,057/mo
Today · 4.125%
HK$35,563
baseline
▲ 0.50% · 4.625%
HK$37,727
+HK$2,164/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$71,126/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,229
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,013/mo
Today · 4.125%
HK$39,241
baseline
▲ 0.50% · 4.625%
HK$41,309
+HK$2,068/mo
Deposit HK$3.14M · loan HK$7.34M · min. income ≈ HK$78,482/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,365
−HK$1,359/mo
Today · 4.125%
HK$45,724
baseline
▲ 0.50% · 4.625%
HK$48,507
+HK$2,783/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$91,448/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,866
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,302/mo
Today · 4.125%
HK$50,452
baseline
▲ 0.50% · 4.625%
HK$53,112
+HK$2,660/mo
Deposit HK$1.05M · loan HK$9.43M · min. income ≈ HK$100,904/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,105 · Scale 2, in force from 26 Feb 2026)