LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,908
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$755/mo
Today · 4.125%
HK$25,407
baseline
▲ 0.50% · 4.625%
HK$26,953
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,814/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,598
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$724/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,512
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$907/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,855/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,773
−HK$869/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,415
+HK$1,773/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,472
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$1,057/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,735
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,237
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,235
−HK$1,014/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,317
+HK$2,068/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,035
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,360/mo
Today · 4.125%
HK$45,733
baseline
▲ 0.50% · 4.625%
HK$48,516
+HK$2,783/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,466/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,876
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,160
−HK$1,302/mo
Today · 4.125%
HK$50,462
baseline
▲ 0.50% · 4.625%
HK$53,122
+HK$2,660/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,924/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,184 · Scale 2, in force from 26 Feb 2026)