LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,911
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,654
−HK$756/mo
Today · 4.125%
HK$25,410
baseline
▲ 0.50% · 4.625%
HK$26,956
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,820/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,600
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$724/mo
Today · 4.125%
HK$28,038
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,477/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,076/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,585
−HK$907/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,856/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$868/mo
Today · 4.125%
HK$33,645
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$1,774/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,290/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,475
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,241
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,014/mo
Today · 4.125%
HK$39,253
baseline
▲ 0.50% · 4.625%
HK$41,322
+HK$2,069/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,506/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,039
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,360/mo
Today · 4.125%
HK$45,738
baseline
▲ 0.50% · 4.625%
HK$48,521
+HK$2,783/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,476/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,881
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,165
−HK$1,303/mo
Today · 4.125%
HK$50,468
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$2,660/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,936/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,224 · Scale 2, in force from 26 Feb 2026)