LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,914
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,657
−HK$756/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$724/mo
Today · 4.125%
HK$28,041
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,478/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,082/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$907/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,855/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$869/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$1,774/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,479
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,520
−HK$1,058/mo
Today · 4.125%
HK$35,578
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,156/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,245
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,013/mo
Today · 4.125%
HK$39,257
baseline
▲ 0.50% · 4.625%
HK$41,326
+HK$2,069/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,514/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,044
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,383
−HK$1,361/mo
Today · 4.125%
HK$45,744
baseline
▲ 0.50% · 4.625%
HK$48,527
+HK$2,783/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,488/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,886
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,303/mo
Today · 4.125%
HK$50,474
baseline
▲ 0.50% · 4.625%
HK$53,134
+HK$2,660/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,948/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,271 · Scale 2, in force from 26 Feb 2026)