LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,914
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$755/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,960
+HK$1,547/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$724/mo
Today · 4.125%
HK$28,041
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,478/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,082/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$907/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,352
+HK$1,856/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$868/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$1,774/mo
Deposit HK$4.19M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,479
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,521
−HK$1,058/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,245
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,014/mo
Today · 4.125%
HK$39,258
baseline
▲ 0.50% · 4.625%
HK$41,327
+HK$2,069/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,516/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,045
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,360/mo
Today · 4.125%
HK$45,744
baseline
▲ 0.50% · 4.625%
HK$48,528
+HK$2,784/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,488/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,303/mo
Today · 4.125%
HK$50,474
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$2,661/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,948/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,276 · Scale 2, in force from 26 Feb 2026)