LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,914
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$756/mo
Today · 4.125%
HK$25,414
baseline
▲ 0.50% · 4.625%
HK$26,960
+HK$1,546/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,828/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$724/mo
Today · 4.125%
HK$28,042
baseline
▲ 0.50% · 4.625%
HK$29,520
+HK$1,478/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,084/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$907/mo
Today · 4.125%
HK$30,497
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,856/mo
Deposit HK$4.20M · loan HK$6.29M · min. income ≈ HK$60,994/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,782
−HK$868/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$1,774/mo
Deposit HK$4.20M · loan HK$6.29M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,522
−HK$1,058/mo
Today · 4.125%
HK$35,580
baseline
▲ 0.50% · 4.625%
HK$37,745
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,160/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,014/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,069/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,046
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,385
−HK$1,360/mo
Today · 4.125%
HK$45,745
baseline
▲ 0.50% · 4.625%
HK$48,529
+HK$2,784/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,490/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,888
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,302/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,136
+HK$2,661/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,286 · Scale 2, in force from 26 Feb 2026)