LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,212
−HK$15,001/mo
▼ 0.25% · 3.875%
HK$246,653
−HK$7,560/mo
Today · 4.125%
HK$254,213
baseline
▲ 0.50% · 4.625%
HK$269,681
+HK$15,468/mo
Deposit HK$52.45M · loan HK$52.45M · min. income ≈ HK$508,426/mo (50% DSR)
Upfront cash ≈ HK$58.17M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,121
−HK$14,378/mo
▼ 0.25% · 3.875%
HK$273,259
−HK$7,240/mo
Today · 4.125%
HK$280,499
baseline
▲ 0.50% · 4.625%
HK$295,285
+HK$14,786/mo
Deposit HK$52.45M · loan HK$52.45M · min. income ≈ HK$560,998/mo (50% DSR)
Upfront cash ≈ HK$58.17M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,055
−HK$18,001/mo
▼ 0.25% · 3.875%
HK$295,984
−HK$9,072/mo
Today · 4.125%
HK$305,056
baseline
▲ 0.50% · 4.625%
HK$323,618
+HK$18,562/mo
Deposit HK$41.96M · loan HK$62.94M · min. income ≈ HK$610,112/mo (50% DSR)
Upfront cash ≈ HK$47.68M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,346
−HK$17,253/mo
▼ 0.25% · 3.875%
HK$327,910
−HK$8,689/mo
Today · 4.125%
HK$336,599
baseline
▲ 0.50% · 4.625%
HK$354,342
+HK$17,743/mo
Deposit HK$41.96M · loan HK$62.94M · min. income ≈ HK$673,198/mo (50% DSR)
Upfront cash ≈ HK$47.68M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,897
−HK$21,001/mo
▼ 0.25% · 3.875%
HK$345,315
−HK$10,583/mo
Today · 4.125%
HK$355,898
baseline
▲ 0.50% · 4.625%
HK$377,554
+HK$21,656/mo
Deposit HK$31.47M · loan HK$73.43M · min. income ≈ HK$711,796/mo (50% DSR)
Upfront cash ≈ HK$37.19M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,570
−HK$20,129/mo
▼ 0.25% · 3.875%
HK$382,562
−HK$10,137/mo
Today · 4.125%
HK$392,699
baseline
▲ 0.50% · 4.625%
HK$413,398
+HK$20,699/mo
Deposit HK$31.47M · loan HK$73.43M · min. income ≈ HK$785,398/mo (50% DSR)
Upfront cash ≈ HK$37.19M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,582
−HK$27,002/mo
▼ 0.25% · 3.875%
HK$443,976
−HK$13,608/mo
Today · 4.125%
HK$457,584
baseline
▲ 0.50% · 4.625%
HK$485,426
+HK$27,842/mo
Deposit HK$10.49M · loan HK$94.42M · min. income ≈ HK$915,168/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,018
−HK$25,880/mo
▼ 0.25% · 3.875%
HK$491,866
−HK$13,032/mo
Today · 4.125%
HK$504,898
baseline
▲ 0.50% · 4.625%
HK$531,512
+HK$26,614/mo
Deposit HK$10.49M · loan HK$94.42M · min. income ≈ HK$1,009,796/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$5,721,775 · Scale 2, in force from 26 Feb 2026)