LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,231
−HK$15,002/mo
▼ 0.25% · 3.875%
HK$246,672
−HK$7,561/mo
Today · 4.125%
HK$254,233
baseline
▲ 0.50% · 4.625%
HK$269,702
+HK$15,469/mo
Deposit HK$52.46M · loan HK$52.46M · min. income ≈ HK$508,466/mo (50% DSR)
Upfront cash ≈ HK$58.18M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,142
−HK$14,379/mo
▼ 0.25% · 3.875%
HK$273,280
−HK$7,241/mo
Today · 4.125%
HK$280,521
baseline
▲ 0.50% · 4.625%
HK$295,307
+HK$14,786/mo
Deposit HK$52.46M · loan HK$52.46M · min. income ≈ HK$561,042/mo (50% DSR)
Upfront cash ≈ HK$58.18M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,077
−HK$18,002/mo
▼ 0.25% · 3.875%
HK$296,007
−HK$9,072/mo
Today · 4.125%
HK$305,079
baseline
▲ 0.50% · 4.625%
HK$323,642
+HK$18,563/mo
Deposit HK$41.97M · loan HK$62.95M · min. income ≈ HK$610,158/mo (50% DSR)
Upfront cash ≈ HK$47.69M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,370
−HK$17,255/mo
▼ 0.25% · 3.875%
HK$327,935
−HK$8,690/mo
Today · 4.125%
HK$336,625
baseline
▲ 0.50% · 4.625%
HK$354,369
+HK$17,744/mo
Deposit HK$41.97M · loan HK$62.95M · min. income ≈ HK$673,250/mo (50% DSR)
Upfront cash ≈ HK$47.69M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,923
−HK$21,003/mo
▼ 0.25% · 3.875%
HK$345,341
−HK$10,585/mo
Today · 4.125%
HK$355,926
baseline
▲ 0.50% · 4.625%
HK$377,583
+HK$21,657/mo
Deposit HK$31.47M · loan HK$73.44M · min. income ≈ HK$711,852/mo (50% DSR)
Upfront cash ≈ HK$37.20M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,598
−HK$20,131/mo
▼ 0.25% · 3.875%
HK$382,591
−HK$10,138/mo
Today · 4.125%
HK$392,729
baseline
▲ 0.50% · 4.625%
HK$413,430
+HK$20,701/mo
Deposit HK$31.47M · loan HK$73.44M · min. income ≈ HK$785,458/mo (50% DSR)
Upfront cash ≈ HK$37.20M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,615
−HK$27,004/mo
▼ 0.25% · 3.875%
HK$444,010
−HK$13,609/mo
Today · 4.125%
HK$457,619
baseline
▲ 0.50% · 4.625%
HK$485,464
+HK$27,845/mo
Deposit HK$10.49M · loan HK$94.42M · min. income ≈ HK$915,238/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,055
−HK$25,882/mo
▼ 0.25% · 3.875%
HK$491,903
−HK$13,034/mo
Today · 4.125%
HK$504,937
baseline
▲ 0.50% · 4.625%
HK$531,553
+HK$26,616/mo
Deposit HK$10.49M · loan HK$94.42M · min. income ≈ HK$1,009,874/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$5,724,187 · Scale 2, in force from 26 Feb 2026)