LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,925
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,669
−HK$756/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,547/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,330
−HK$724/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,533
+HK$1,479/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,710
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$908/mo
Today · 4.125%
HK$30,511
baseline
▲ 0.50% · 4.625%
HK$32,367
+HK$1,856/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,022/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,940
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$869/mo
Today · 4.125%
HK$33,665
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$1,775/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,330/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,495
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,537
−HK$1,059/mo
Today · 4.125%
HK$35,596
baseline
▲ 0.50% · 4.625%
HK$37,761
+HK$2,165/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$71,192/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,263
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,262
−HK$1,014/mo
Today · 4.125%
HK$39,276
baseline
▲ 0.50% · 4.625%
HK$41,347
+HK$2,071/mo
Deposit HK$3.15M · loan HK$7.34M · min. income ≈ HK$78,552/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,361/mo
Today · 4.125%
HK$45,766
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,784/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$91,532/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,910
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,304/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,160
+HK$2,662/mo
Deposit HK$1.05M · loan HK$9.44M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,461 · Scale 2, in force from 26 Feb 2026)