LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,932
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,676
−HK$756/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,980
+HK$1,548/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,338
−HK$724/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,479/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$908/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,857/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,948
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,805
−HK$869/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$1,776/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,546
−HK$1,059/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,772
+HK$2,167/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,273
−HK$1,014/mo
Today · 4.125%
HK$39,287
baseline
▲ 0.50% · 4.625%
HK$41,358
+HK$2,071/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$78,574/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,077
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,417
−HK$1,361/mo
Today · 4.125%
HK$45,778
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,786/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$91,556/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,923
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,208
−HK$1,304/mo
Today · 4.125%
HK$50,512
baseline
▲ 0.50% · 4.625%
HK$53,174
+HK$2,662/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$101,024/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,568 · Scale 2, in force from 26 Feb 2026)