LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,938
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$757/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,548/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,631
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$724/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,549
+HK$1,480/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,725
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,619
−HK$908/mo
Today · 4.125%
HK$30,527
baseline
▲ 0.50% · 4.625%
HK$32,384
+HK$1,857/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,054/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,957
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$869/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$1,776/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,513
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,555
−HK$1,060/mo
Today · 4.125%
HK$35,615
baseline
▲ 0.50% · 4.625%
HK$37,782
+HK$2,167/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$71,230/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,283
−HK$1,014/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,369
+HK$2,072/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,088
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,428
−HK$1,362/mo
Today · 4.125%
HK$45,790
baseline
▲ 0.50% · 4.625%
HK$48,576
+HK$2,786/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$91,580/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,935
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,221
−HK$1,304/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$2,663/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,671 · Scale 2, in force from 26 Feb 2026)