LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,381
−HK$15,011/mo
▼ 0.25% · 3.875%
HK$246,827
−HK$7,565/mo
Today · 4.125%
HK$254,392
baseline
▲ 0.50% · 4.625%
HK$269,872
+HK$15,480/mo
Deposit HK$52.49M · loan HK$52.49M · min. income ≈ HK$508,784/mo (50% DSR)
Upfront cash ≈ HK$58.23M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,309
−HK$14,388/mo
▼ 0.25% · 3.875%
HK$273,451
−HK$7,246/mo
Today · 4.125%
HK$280,697
baseline
▲ 0.50% · 4.625%
HK$295,493
+HK$14,796/mo
Deposit HK$52.49M · loan HK$52.49M · min. income ≈ HK$561,394/mo (50% DSR)
Upfront cash ≈ HK$58.23M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,257
−HK$18,014/mo
▼ 0.25% · 3.875%
HK$296,193
−HK$9,078/mo
Today · 4.125%
HK$305,271
baseline
▲ 0.50% · 4.625%
HK$323,846
+HK$18,575/mo
Deposit HK$41.99M · loan HK$62.99M · min. income ≈ HK$610,542/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,571
−HK$17,265/mo
▼ 0.25% · 3.875%
HK$328,142
−HK$8,694/mo
Today · 4.125%
HK$336,836
baseline
▲ 0.50% · 4.625%
HK$354,591
+HK$17,755/mo
Deposit HK$41.99M · loan HK$62.99M · min. income ≈ HK$673,672/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,133
−HK$21,016/mo
▼ 0.25% · 3.875%
HK$345,558
−HK$10,591/mo
Today · 4.125%
HK$356,149
baseline
▲ 0.50% · 4.625%
HK$377,820
+HK$21,671/mo
Deposit HK$31.49M · loan HK$73.49M · min. income ≈ HK$712,298/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,833
−HK$20,143/mo
▼ 0.25% · 3.875%
HK$382,832
−HK$10,144/mo
Today · 4.125%
HK$392,976
baseline
▲ 0.50% · 4.625%
HK$413,690
+HK$20,714/mo
Deposit HK$31.49M · loan HK$73.49M · min. income ≈ HK$785,952/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,886
−HK$27,020/mo
▼ 0.25% · 3.875%
HK$444,289
−HK$13,617/mo
Today · 4.125%
HK$457,906
baseline
▲ 0.50% · 4.625%
HK$485,769
+HK$27,863/mo
Deposit HK$10.50M · loan HK$94.48M · min. income ≈ HK$915,812/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,356
−HK$25,898/mo
▼ 0.25% · 3.875%
HK$492,212
−HK$13,042/mo
Today · 4.125%
HK$505,254
baseline
▲ 0.50% · 4.625%
HK$531,887
+HK$26,633/mo
Deposit HK$10.50M · loan HK$94.48M · min. income ≈ HK$1,010,508/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$5,743,966 · Scale 2, in force from 26 Feb 2026)