LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,939
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$756/mo
Today · 4.125%
HK$25,440
baseline
▲ 0.50% · 4.625%
HK$26,988
+HK$1,548/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,880/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,346
−HK$725/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,480/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,727
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,621
−HK$907/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,386
+HK$1,858/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$869/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,461
+HK$1,776/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,515
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$1,059/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,784
+HK$2,168/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,285
−HK$1,014/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,371
+HK$2,072/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,090
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,431
−HK$1,362/mo
Today · 4.125%
HK$45,793
baseline
▲ 0.50% · 4.625%
HK$48,579
+HK$2,786/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$91,586/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,938
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,223
−HK$1,305/mo
Today · 4.125%
HK$50,528
baseline
▲ 0.50% · 4.625%
HK$53,191
+HK$2,663/mo
Deposit HK$1.05M · loan HK$9.45M · min. income ≈ HK$101,056/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,692 · Scale 2, in force from 26 Feb 2026)