LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,411
−HK$15,013/mo
▼ 0.25% · 3.875%
HK$246,858
−HK$7,566/mo
Today · 4.125%
HK$254,424
baseline
▲ 0.50% · 4.625%
HK$269,905
+HK$15,481/mo
Deposit HK$52.50M · loan HK$52.50M · min. income ≈ HK$508,848/mo (50% DSR)
Upfront cash ≈ HK$58.24M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,342
−HK$14,389/mo
▼ 0.25% · 3.875%
HK$273,485
−HK$7,246/mo
Today · 4.125%
HK$280,731
baseline
▲ 0.50% · 4.625%
HK$295,529
+HK$14,798/mo
Deposit HK$52.50M · loan HK$52.50M · min. income ≈ HK$561,462/mo (50% DSR)
Upfront cash ≈ HK$58.24M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,293
−HK$18,015/mo
▼ 0.25% · 3.875%
HK$296,229
−HK$9,079/mo
Today · 4.125%
HK$305,308
baseline
▲ 0.50% · 4.625%
HK$323,886
+HK$18,578/mo
Deposit HK$42.00M · loan HK$63.00M · min. income ≈ HK$610,616/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,610
−HK$17,268/mo
▼ 0.25% · 3.875%
HK$328,182
−HK$8,696/mo
Today · 4.125%
HK$336,878
baseline
▲ 0.50% · 4.625%
HK$354,635
+HK$17,757/mo
Deposit HK$42.00M · loan HK$63.00M · min. income ≈ HK$673,756/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,175
−HK$21,018/mo
▼ 0.25% · 3.875%
HK$345,601
−HK$10,592/mo
Today · 4.125%
HK$356,193
baseline
▲ 0.50% · 4.625%
HK$377,867
+HK$21,674/mo
Deposit HK$31.50M · loan HK$73.49M · min. income ≈ HK$712,386/mo (50% DSR)
Upfront cash ≈ HK$37.25M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,879
−HK$20,145/mo
▼ 0.25% · 3.875%
HK$382,879
−HK$10,145/mo
Today · 4.125%
HK$393,024
baseline
▲ 0.50% · 4.625%
HK$413,741
+HK$20,717/mo
Deposit HK$31.50M · loan HK$73.49M · min. income ≈ HK$786,048/mo (50% DSR)
Upfront cash ≈ HK$37.25M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,939
−HK$27,024/mo
▼ 0.25% · 3.875%
HK$444,344
−HK$13,619/mo
Today · 4.125%
HK$457,963
baseline
▲ 0.50% · 4.625%
HK$485,829
+HK$27,866/mo
Deposit HK$10.50M · loan HK$94.49M · min. income ≈ HK$915,926/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,415
−HK$25,902/mo
▼ 0.25% · 3.875%
HK$492,273
−HK$13,044/mo
Today · 4.125%
HK$505,317
baseline
▲ 0.50% · 4.625%
HK$531,952
+HK$26,635/mo
Deposit HK$10.50M · loan HK$94.49M · min. income ≈ HK$1,010,634/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$5,747,841 · Scale 2, in force from 26 Feb 2026)