LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,510
−HK$15,019/mo
▼ 0.25% · 3.875%
HK$246,960
−HK$7,569/mo
Today · 4.125%
HK$254,529
baseline
▲ 0.50% · 4.625%
HK$270,016
+HK$15,487/mo
Deposit HK$52.52M · loan HK$52.52M · min. income ≈ HK$509,058/mo (50% DSR)
Upfront cash ≈ HK$58.28M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,452
−HK$14,396/mo
▼ 0.25% · 3.875%
HK$273,598
−HK$7,250/mo
Today · 4.125%
HK$280,848
baseline
▲ 0.50% · 4.625%
HK$295,651
+HK$14,803/mo
Deposit HK$52.52M · loan HK$52.52M · min. income ≈ HK$561,696/mo (50% DSR)
Upfront cash ≈ HK$58.28M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,411
−HK$18,024/mo
▼ 0.25% · 3.875%
HK$296,352
−HK$9,083/mo
Today · 4.125%
HK$305,435
baseline
▲ 0.50% · 4.625%
HK$324,020
+HK$18,585/mo
Deposit HK$42.01M · loan HK$63.02M · min. income ≈ HK$610,870/mo (50% DSR)
Upfront cash ≈ HK$47.78M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,742
−HK$17,275/mo
▼ 0.25% · 3.875%
HK$328,318
−HK$8,699/mo
Today · 4.125%
HK$337,017
baseline
▲ 0.50% · 4.625%
HK$354,782
+HK$17,765/mo
Deposit HK$42.01M · loan HK$63.02M · min. income ≈ HK$674,034/mo (50% DSR)
Upfront cash ≈ HK$47.78M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,313
−HK$21,027/mo
▼ 0.25% · 3.875%
HK$345,744
−HK$10,596/mo
Today · 4.125%
HK$356,340
baseline
▲ 0.50% · 4.625%
HK$378,023
+HK$21,683/mo
Deposit HK$31.51M · loan HK$73.53M · min. income ≈ HK$712,680/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,033
−HK$20,154/mo
▼ 0.25% · 3.875%
HK$383,037
−HK$10,150/mo
Today · 4.125%
HK$393,187
baseline
▲ 0.50% · 4.625%
HK$413,912
+HK$20,725/mo
Deposit HK$31.51M · loan HK$73.53M · min. income ≈ HK$786,374/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,117
−HK$27,035/mo
▼ 0.25% · 3.875%
HK$444,527
−HK$13,625/mo
Today · 4.125%
HK$458,152
baseline
▲ 0.50% · 4.625%
HK$486,029
+HK$27,877/mo
Deposit HK$10.50M · loan HK$94.53M · min. income ≈ HK$916,304/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,614
−HK$25,912/mo
▼ 0.25% · 3.875%
HK$492,476
−HK$13,050/mo
Today · 4.125%
HK$505,526
baseline
▲ 0.50% · 4.625%
HK$532,172
+HK$26,646/mo
Deposit HK$10.50M · loan HK$94.53M · min. income ≈ HK$1,011,052/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$5,760,868 · Scale 2, in force from 26 Feb 2026)