LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,956
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,701
−HK$757/mo
Today · 4.125%
HK$25,458
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,550/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,916/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,366
−HK$725/mo
Today · 4.125%
HK$28,091
baseline
▲ 0.50% · 4.625%
HK$29,572
+HK$1,481/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,182/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,747
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,642
−HK$908/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,859/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,839
−HK$870/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,486
+HK$1,777/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,539
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,582
−HK$1,060/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$2,169/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,311
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,015/mo
Today · 4.125%
HK$39,327
baseline
▲ 0.50% · 4.625%
HK$41,400
+HK$2,073/mo
Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$78,654/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,121
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,462
−HK$1,363/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,789/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,258
−HK$1,306/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,229
+HK$2,665/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$393,972 · Scale 2, in force from 26 Feb 2026)