LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,961
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$757/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$27,013
+HK$1,549/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,657
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$725/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,578
+HK$1,481/mo
Deposit HK$5.25M · loan HK$5.25M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,754
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,648
−HK$909/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,859/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,846
−HK$870/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,493
+HK$1,777/mo
Deposit HK$4.20M · loan HK$6.30M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,546
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$1,060/mo
Today · 4.125%
HK$35,649
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$2,170/mo
Deposit HK$3.15M · loan HK$7.36M · min. income ≈ HK$71,298/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,319
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,320
−HK$1,016/mo
Today · 4.125%
HK$39,336
baseline
▲ 0.50% · 4.625%
HK$41,409
+HK$2,073/mo
Deposit HK$3.15M · loan HK$7.36M · min. income ≈ HK$78,672/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,130
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,472
−HK$1,363/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,789/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,982
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,269
−HK$1,305/mo
Today · 4.125%
HK$50,574
baseline
▲ 0.50% · 4.625%
HK$53,240
+HK$2,666/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$101,148/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$394,056 · Scale 2, in force from 26 Feb 2026)