LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,658
−HK$15,029/mo
▼ 0.25% · 3.875%
HK$247,113
−HK$7,574/mo
Today · 4.125%
HK$254,687
baseline
▲ 0.50% · 4.625%
HK$270,184
+HK$15,497/mo
Deposit HK$52.55M · loan HK$52.55M · min. income ≈ HK$509,374/mo (50% DSR)
Upfront cash ≈ HK$58.33M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,618
−HK$14,404/mo
▼ 0.25% · 3.875%
HK$273,768
−HK$7,254/mo
Today · 4.125%
HK$281,022
baseline
▲ 0.50% · 4.625%
HK$295,835
+HK$14,813/mo
Deposit HK$52.55M · loan HK$52.55M · min. income ≈ HK$562,044/mo (50% DSR)
Upfront cash ≈ HK$58.33M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,590
−HK$18,034/mo
▼ 0.25% · 3.875%
HK$296,536
−HK$9,088/mo
Today · 4.125%
HK$305,624
baseline
▲ 0.50% · 4.625%
HK$324,221
+HK$18,597/mo
Deposit HK$42.04M · loan HK$63.06M · min. income ≈ HK$611,248/mo (50% DSR)
Upfront cash ≈ HK$47.82M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,941
−HK$17,285/mo
▼ 0.25% · 3.875%
HK$328,522
−HK$8,704/mo
Today · 4.125%
HK$337,226
baseline
▲ 0.50% · 4.625%
HK$355,002
+HK$17,776/mo
Deposit HK$42.04M · loan HK$63.06M · min. income ≈ HK$674,452/mo (50% DSR)
Upfront cash ≈ HK$47.82M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,522
−HK$21,040/mo
▼ 0.25% · 3.875%
HK$345,958
−HK$10,604/mo
Today · 4.125%
HK$356,562
baseline
▲ 0.50% · 4.625%
HK$378,258
+HK$21,696/mo
Deposit HK$31.53M · loan HK$73.57M · min. income ≈ HK$713,124/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,265
−HK$20,166/mo
▼ 0.25% · 3.875%
HK$383,275
−HK$10,156/mo
Today · 4.125%
HK$393,431
baseline
▲ 0.50% · 4.625%
HK$414,169
+HK$20,738/mo
Deposit HK$31.53M · loan HK$73.57M · min. income ≈ HK$786,862/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,385
−HK$27,052/mo
▼ 0.25% · 3.875%
HK$444,804
−HK$13,633/mo
Today · 4.125%
HK$458,437
baseline
▲ 0.50% · 4.625%
HK$486,332
+HK$27,895/mo
Deposit HK$10.51M · loan HK$94.59M · min. income ≈ HK$916,874/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,912
−HK$25,928/mo
▼ 0.25% · 3.875%
HK$492,783
−HK$13,057/mo
Today · 4.125%
HK$505,840
baseline
▲ 0.50% · 4.625%
HK$532,503
+HK$26,663/mo
Deposit HK$10.51M · loan HK$94.59M · min. income ≈ HK$1,011,680/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$5,780,452 · Scale 2, in force from 26 Feb 2026)