LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$757/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,550/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$726/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,481/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$909/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,860/mo
Deposit HK$4.20M · loan HK$6.31M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,996
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,854
−HK$870/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,502
+HK$1,778/mo
Deposit HK$4.20M · loan HK$6.31M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$1,060/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$2,170/mo
Deposit HK$3.15M · loan HK$7.36M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,328
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,016/mo
Today · 4.125%
HK$39,345
baseline
▲ 0.50% · 4.625%
HK$41,419
+HK$2,074/mo
Deposit HK$3.15M · loan HK$7.36M · min. income ≈ HK$78,690/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,141
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,483
−HK$1,363/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,636
+HK$2,790/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,994
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,305/mo
Today · 4.125%
HK$50,586
baseline
▲ 0.50% · 4.625%
HK$53,253
+HK$2,667/mo
Deposit HK$1.05M · loan HK$9.46M · min. income ≈ HK$101,172/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,151 · Scale 2, in force from 26 Feb 2026)