LTV · monthly repayment
▼ 0.50% · 3.625%
HK$239,896
−HK$15,044/mo
▼ 0.25% · 3.875%
HK$247,358
−HK$7,582/mo
Today · 4.125%
HK$254,940
baseline
▲ 0.50% · 4.625%
HK$270,452
+HK$15,512/mo
Deposit HK$52.60M · loan HK$52.60M · min. income ≈ HK$509,880/mo (50% DSR)
Upfront cash ≈ HK$58.41M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,882
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$274,040
−HK$7,261/mo
Today · 4.125%
HK$281,301
baseline
▲ 0.50% · 4.625%
HK$296,129
+HK$14,828/mo
Deposit HK$52.60M · loan HK$52.60M · min. income ≈ HK$562,602/mo (50% DSR)
Upfront cash ≈ HK$58.41M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,875
−HK$18,053/mo
▼ 0.25% · 3.875%
HK$296,830
−HK$9,098/mo
Today · 4.125%
HK$305,928
baseline
▲ 0.50% · 4.625%
HK$324,543
+HK$18,615/mo
Deposit HK$42.08M · loan HK$63.12M · min. income ≈ HK$611,856/mo (50% DSR)
Upfront cash ≈ HK$47.89M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,258
−HK$17,303/mo
▼ 0.25% · 3.875%
HK$328,848
−HK$8,713/mo
Today · 4.125%
HK$337,561
baseline
▲ 0.50% · 4.625%
HK$355,354
+HK$17,793/mo
Deposit HK$42.08M · loan HK$63.12M · min. income ≈ HK$675,122/mo (50% DSR)
Upfront cash ≈ HK$47.89M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,855
−HK$21,061/mo
▼ 0.25% · 3.875%
HK$346,302
−HK$10,614/mo
Today · 4.125%
HK$356,916
baseline
▲ 0.50% · 4.625%
HK$378,633
+HK$21,717/mo
Deposit HK$31.56M · loan HK$73.64M · min. income ≈ HK$713,832/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,635
−HK$20,186/mo
▼ 0.25% · 3.875%
HK$383,656
−HK$10,165/mo
Today · 4.125%
HK$393,821
baseline
▲ 0.50% · 4.625%
HK$414,580
+HK$20,759/mo
Deposit HK$31.56M · loan HK$73.64M · min. income ≈ HK$787,642/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,813
−HK$27,079/mo
▼ 0.25% · 3.875%
HK$445,245
−HK$13,647/mo
Today · 4.125%
HK$458,892
baseline
▲ 0.50% · 4.625%
HK$486,814
+HK$27,922/mo
Deposit HK$10.52M · loan HK$94.69M · min. income ≈ HK$917,784/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,388
−HK$25,954/mo
▼ 0.25% · 3.875%
HK$493,271
−HK$13,071/mo
Today · 4.125%
HK$506,342
baseline
▲ 0.50% · 4.625%
HK$533,032
+HK$26,690/mo
Deposit HK$10.52M · loan HK$94.69M · min. income ≈ HK$1,012,684/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$5,811,735 · Scale 2, in force from 26 Feb 2026)