LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$758/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$726/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,484/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,799
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$910/mo
Today · 4.125%
HK$30,605
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,862/mo
Deposit HK$4.21M · loan HK$6.31M · min. income ≈ HK$61,210/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,898
−HK$872/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,550
+HK$1,780/mo
Deposit HK$4.21M · loan HK$6.31M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,599
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,644
−HK$1,062/mo
Today · 4.125%
HK$35,706
baseline
▲ 0.50% · 4.625%
HK$37,878
+HK$2,172/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,412/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,378
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,381
−HK$1,017/mo
Today · 4.125%
HK$39,398
baseline
▲ 0.50% · 4.625%
HK$41,475
+HK$2,077/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,796/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,199
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,542
−HK$1,365/mo
Today · 4.125%
HK$45,907
baseline
▲ 0.50% · 4.625%
HK$48,701
+HK$2,794/mo
Deposit HK$1.05M · loan HK$9.47M · min. income ≈ HK$91,814/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,058
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,347
−HK$1,307/mo
Today · 4.125%
HK$50,654
baseline
▲ 0.50% · 4.625%
HK$53,324
+HK$2,670/mo
Deposit HK$1.05M · loan HK$9.47M · min. income ≈ HK$101,308/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,680 · Scale 2, in force from 26 Feb 2026)