LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,002
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$759/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$27,059
+HK$1,552/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,702
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,418
−HK$726/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,628
+HK$1,484/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,802
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,698
−HK$910/mo
Today · 4.125%
HK$30,608
baseline
▲ 0.50% · 4.625%
HK$32,471
+HK$1,863/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,216/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,042
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,902
−HK$871/mo
Today · 4.125%
HK$33,773
baseline
▲ 0.50% · 4.625%
HK$35,554
+HK$1,781/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,546/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,603
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$1,062/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$2,173/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,383
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,385
−HK$1,017/mo
Today · 4.125%
HK$39,402
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,077/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,804/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,203
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,547
−HK$1,366/mo
Today · 4.125%
HK$45,913
baseline
▲ 0.50% · 4.625%
HK$48,706
+HK$2,793/mo
Deposit HK$1.05M · loan HK$9.47M · min. income ≈ HK$91,826/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,063
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,352
−HK$1,308/mo
Today · 4.125%
HK$50,660
baseline
▲ 0.50% · 4.625%
HK$53,330
+HK$2,670/mo
Deposit HK$1.05M · loan HK$9.47M · min. income ≈ HK$101,320/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,723 · Scale 2, in force from 26 Feb 2026)