LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,010
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,757
−HK$759/mo
Today · 4.125%
HK$25,516
baseline
▲ 0.50% · 4.625%
HK$27,068
+HK$1,552/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$51,032/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,711
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$727/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,484/mo
Deposit HK$5.26M · loan HK$5.26M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,812
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$911/mo
Today · 4.125%
HK$30,619
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,863/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,238/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,053
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$872/mo
Today · 4.125%
HK$33,785
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$1,781/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,570/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,614
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$1,062/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,896
+HK$2,174/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,398
−HK$1,018/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,493
+HK$2,077/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,218
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,563
−HK$1,365/mo
Today · 4.125%
HK$45,928
baseline
▲ 0.50% · 4.625%
HK$48,723
+HK$2,795/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,856/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,080
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,369
−HK$1,308/mo
Today · 4.125%
HK$50,677
baseline
▲ 0.50% · 4.625%
HK$53,349
+HK$2,672/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,354/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,859 · Scale 2, in force from 26 Feb 2026)