LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,016
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,763
−HK$759/mo
Today · 4.125%
HK$25,522
baseline
▲ 0.50% · 4.625%
HK$27,075
+HK$1,553/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,044/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,435
−HK$727/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,484/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,820
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,716
−HK$911/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,491
+HK$1,864/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,062
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,922
−HK$872/mo
Today · 4.125%
HK$33,794
baseline
▲ 0.50% · 4.625%
HK$35,575
+HK$1,781/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,588/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,623
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,669
−HK$1,062/mo
Today · 4.125%
HK$35,731
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,462/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,405
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,408
−HK$1,018/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,504
+HK$2,078/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,230
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,574
−HK$1,366/mo
Today · 4.125%
HK$45,940
baseline
▲ 0.50% · 4.625%
HK$48,736
+HK$2,796/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,880/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,092
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,382
−HK$1,309/mo
Today · 4.125%
HK$50,691
baseline
▲ 0.50% · 4.625%
HK$53,363
+HK$2,672/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,382/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$394,963 · Scale 2, in force from 26 Feb 2026)