LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,019
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,766
−HK$759/mo
Today · 4.125%
HK$25,525
baseline
▲ 0.50% · 4.625%
HK$27,078
+HK$1,553/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,050/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,721
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$727/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,649
+HK$1,484/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,823
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$911/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,494
+HK$1,864/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$873/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$1,781/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,627
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,673
−HK$1,062/mo
Today · 4.125%
HK$35,735
baseline
▲ 0.50% · 4.625%
HK$37,910
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,470/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,409
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,017/mo
Today · 4.125%
HK$39,430
baseline
▲ 0.50% · 4.625%
HK$41,509
+HK$2,079/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,860/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,234
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,579
−HK$1,366/mo
Today · 4.125%
HK$45,945
baseline
▲ 0.50% · 4.625%
HK$48,741
+HK$2,796/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,890/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,098
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,388
−HK$1,308/mo
Today · 4.125%
HK$50,696
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$2,673/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,392/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,006 · Scale 2, in force from 26 Feb 2026)