LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,022
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$760/mo
Today · 4.125%
HK$25,529
baseline
▲ 0.50% · 4.625%
HK$27,082
+HK$1,553/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,058/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,724
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,441
−HK$727/mo
Today · 4.125%
HK$28,168
baseline
▲ 0.50% · 4.625%
HK$29,653
+HK$1,485/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,336/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,827
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,723
−HK$911/mo
Today · 4.125%
HK$30,634
baseline
▲ 0.50% · 4.625%
HK$32,498
+HK$1,864/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,268/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,069
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,929
−HK$873/mo
Today · 4.125%
HK$33,802
baseline
▲ 0.50% · 4.625%
HK$35,584
+HK$1,782/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,604/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,677
−HK$1,063/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,018/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,514
+HK$2,078/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,240
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,585
−HK$1,367/mo
Today · 4.125%
HK$45,952
baseline
▲ 0.50% · 4.625%
HK$48,748
+HK$2,796/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,904/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,104
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,394
−HK$1,309/mo
Today · 4.125%
HK$50,703
baseline
▲ 0.50% · 4.625%
HK$53,376
+HK$2,673/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,406/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,059 · Scale 2, in force from 26 Feb 2026)