LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,023
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$759/mo
Today · 4.125%
HK$25,529
baseline
▲ 0.50% · 4.625%
HK$27,083
+HK$1,554/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,058/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$727/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,654
+HK$1,485/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,827
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,724
−HK$911/mo
Today · 4.125%
HK$30,635
baseline
▲ 0.50% · 4.625%
HK$32,499
+HK$1,864/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,270/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,070
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$873/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,584
+HK$1,781/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,632
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,678
−HK$1,063/mo
Today · 4.125%
HK$35,741
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,482/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,415
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,419
−HK$1,017/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,515
+HK$2,079/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,241
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,586
−HK$1,366/mo
Today · 4.125%
HK$45,952
baseline
▲ 0.50% · 4.625%
HK$48,749
+HK$2,797/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,904/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,105
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,309/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,377
+HK$2,673/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,067 · Scale 2, in force from 26 Feb 2026)