LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,024
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$759/mo
Today · 4.125%
HK$25,530
baseline
▲ 0.50% · 4.625%
HK$27,084
+HK$1,554/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,060/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,726
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$727/mo
Today · 4.125%
HK$28,170
baseline
▲ 0.50% · 4.625%
HK$29,655
+HK$1,485/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,340/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,725
−HK$911/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,501
+HK$1,865/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$872/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,586
+HK$1,782/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,633
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,680
−HK$1,063/mo
Today · 4.125%
HK$35,743
baseline
▲ 0.50% · 4.625%
HK$37,917
+HK$2,174/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$71,486/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,417
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,018/mo
Today · 4.125%
HK$39,438
baseline
▲ 0.50% · 4.625%
HK$41,517
+HK$2,079/mo
Deposit HK$3.16M · loan HK$7.37M · min. income ≈ HK$78,876/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,243
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,588
−HK$1,367/mo
Today · 4.125%
HK$45,955
baseline
▲ 0.50% · 4.625%
HK$48,751
+HK$2,796/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,910/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,107
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,398
−HK$1,309/mo
Today · 4.125%
HK$50,707
baseline
▲ 0.50% · 4.625%
HK$53,379
+HK$2,672/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,414/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,086 · Scale 2, in force from 26 Feb 2026)