LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,028
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$759/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,554/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,731
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$728/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,485/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$911/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,865/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,077
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$873/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$1,782/mo
Deposit HK$4.21M · loan HK$6.32M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,685
−HK$1,063/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,923
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,423
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,019/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,524
+HK$2,079/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,250
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,595
−HK$1,367/mo
Today · 4.125%
HK$45,962
baseline
▲ 0.50% · 4.625%
HK$48,759
+HK$2,797/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$91,924/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,115
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,405
−HK$1,310/mo
Today · 4.125%
HK$50,715
baseline
▲ 0.50% · 4.625%
HK$53,388
+HK$2,673/mo
Deposit HK$1.05M · loan HK$9.48M · min. income ≈ HK$101,430/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,148 · Scale 2, in force from 26 Feb 2026)