LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,031
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,779
−HK$759/mo
Today · 4.125%
HK$25,538
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,554/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,076/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,735
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$727/mo
Today · 4.125%
HK$28,179
baseline
▲ 0.50% · 4.625%
HK$29,664
+HK$1,485/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,358/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,838
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,735
−HK$911/mo
Today · 4.125%
HK$30,646
baseline
▲ 0.50% · 4.625%
HK$32,511
+HK$1,865/mo
Deposit HK$4.22M · loan HK$6.32M · min. income ≈ HK$61,292/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,082
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,942
−HK$873/mo
Today · 4.125%
HK$33,815
baseline
▲ 0.50% · 4.625%
HK$35,597
+HK$1,782/mo
Deposit HK$4.22M · loan HK$6.32M · min. income ≈ HK$67,630/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,644
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$1,063/mo
Today · 4.125%
HK$35,754
baseline
▲ 0.50% · 4.625%
HK$37,929
+HK$2,175/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,508/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,019/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,079/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,257
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,367/mo
Today · 4.125%
HK$45,969
baseline
▲ 0.50% · 4.625%
HK$48,766
+HK$2,797/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$91,938/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,123
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,309/mo
Today · 4.125%
HK$50,722
baseline
▲ 0.50% · 4.625%
HK$53,396
+HK$2,674/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,444/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,210 · Scale 2, in force from 26 Feb 2026)