LTV · monthly repayment
▼ 0.50% · 3.625%
HK$240,352
−HK$15,073/mo
▼ 0.25% · 3.875%
HK$247,829
−HK$7,596/mo
Today · 4.125%
HK$255,425
baseline
▲ 0.50% · 4.625%
HK$270,967
+HK$15,542/mo
Deposit HK$52.70M · loan HK$52.70M · min. income ≈ HK$510,850/mo (50% DSR)
Upfront cash ≈ HK$58.57M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,390
−HK$14,446/mo
▼ 0.25% · 3.875%
HK$274,561
−HK$7,275/mo
Today · 4.125%
HK$281,836
baseline
▲ 0.50% · 4.625%
HK$296,692
+HK$14,856/mo
Deposit HK$52.70M · loan HK$52.70M · min. income ≈ HK$563,672/mo (50% DSR)
Upfront cash ≈ HK$58.57M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,423
−HK$18,087/mo
▼ 0.25% · 3.875%
HK$297,394
−HK$9,116/mo
Today · 4.125%
HK$306,510
baseline
▲ 0.50% · 4.625%
HK$325,160
+HK$18,650/mo
Deposit HK$42.16M · loan HK$63.24M · min. income ≈ HK$613,020/mo (50% DSR)
Upfront cash ≈ HK$48.03M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,868
−HK$17,335/mo
▼ 0.25% · 3.875%
HK$329,473
−HK$8,730/mo
Today · 4.125%
HK$338,203
baseline
▲ 0.50% · 4.625%
HK$356,030
+HK$17,827/mo
Deposit HK$42.16M · loan HK$63.24M · min. income ≈ HK$676,406/mo (50% DSR)
Upfront cash ≈ HK$48.03M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,493
−HK$21,101/mo
▼ 0.25% · 3.875%
HK$346,960
−HK$10,634/mo
Today · 4.125%
HK$357,594
baseline
▲ 0.50% · 4.625%
HK$379,353
+HK$21,759/mo
Deposit HK$31.62M · loan HK$73.78M · min. income ≈ HK$715,188/mo (50% DSR)
Upfront cash ≈ HK$37.49M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,345
−HK$20,225/mo
▼ 0.25% · 3.875%
HK$384,385
−HK$10,185/mo
Today · 4.125%
HK$394,570
baseline
▲ 0.50% · 4.625%
HK$415,369
+HK$20,799/mo
Deposit HK$31.62M · loan HK$73.78M · min. income ≈ HK$789,140/mo (50% DSR)
Upfront cash ≈ HK$37.49M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,634
−HK$27,130/mo
▼ 0.25% · 3.875%
HK$446,092
−HK$13,672/mo
Today · 4.125%
HK$459,764
baseline
▲ 0.50% · 4.625%
HK$487,740
+HK$27,976/mo
Deposit HK$10.54M · loan HK$94.87M · min. income ≈ HK$919,528/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,301
−HK$26,004/mo
▼ 0.25% · 3.875%
HK$494,210
−HK$13,095/mo
Today · 4.125%
HK$507,305
baseline
▲ 0.50% · 4.625%
HK$534,045
+HK$26,740/mo
Deposit HK$10.54M · loan HK$94.87M · min. income ≈ HK$1,014,610/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$5,871,757 · Scale 2, in force from 26 Feb 2026)