LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,044
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,792
−HK$759/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$27,106
+HK$1,555/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,466
−HK$727/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,680
+HK$1,487/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,852
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$912/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,527
+HK$1,865/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$873/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$1,783/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,661
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,708
−HK$1,064/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$2,177/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,452
−HK$1,019/mo
Today · 4.125%
HK$39,471
baseline
▲ 0.50% · 4.625%
HK$41,551
+HK$2,080/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,942/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,279
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,368/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,791
+HK$2,798/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,147
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,438
−HK$1,310/mo
Today · 4.125%
HK$50,748
baseline
▲ 0.50% · 4.625%
HK$53,423
+HK$2,675/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,496/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,411 · Scale 2, in force from 26 Feb 2026)