LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,046
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$760/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,555/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$728/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,486/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,753
−HK$912/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,866/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,101
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,962
−HK$874/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,619
+HK$1,783/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$1,064/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$2,177/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,452
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,456
−HK$1,019/mo
Today · 4.125%
HK$39,475
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,081/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,950/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,283
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,368/mo
Today · 4.125%
HK$45,998
baseline
▲ 0.50% · 4.625%
HK$48,796
+HK$2,798/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$91,996/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,152
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,310/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,429
+HK$2,675/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,454 · Scale 2, in force from 26 Feb 2026)