LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,047
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$760/mo
Today · 4.125%
HK$25,555
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,554/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,110/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$728/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,486/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$911/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,866/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$873/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,620
+HK$1,784/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$1,064/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$2,177/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,452
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,457
−HK$1,019/mo
Today · 4.125%
HK$39,476
baseline
▲ 0.50% · 4.625%
HK$41,557
+HK$2,081/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,952/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,284
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,368/mo
Today · 4.125%
HK$45,998
baseline
▲ 0.50% · 4.625%
HK$48,797
+HK$2,799/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$91,996/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,153
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,310/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,430
+HK$2,676/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,460 · Scale 2, in force from 26 Feb 2026)