LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,050
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,798
−HK$760/mo
Today · 4.125%
HK$25,558
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,555/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,116/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,755
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$728/mo
Today · 4.125%
HK$28,201
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,486/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,402/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,860
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$913/mo
Today · 4.125%
HK$30,670
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,866/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,340/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,106
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,967
−HK$874/mo
Today · 4.125%
HK$33,841
baseline
▲ 0.50% · 4.625%
HK$35,625
+HK$1,784/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,682/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,670
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$1,064/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$2,177/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,457
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,462
−HK$1,019/mo
Today · 4.125%
HK$39,481
baseline
▲ 0.50% · 4.625%
HK$41,562
+HK$2,081/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,962/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,290
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,636
−HK$1,368/mo
Today · 4.125%
HK$46,004
baseline
▲ 0.50% · 4.625%
HK$48,804
+HK$2,800/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$92,008/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,159
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,451
−HK$1,310/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,437
+HK$2,676/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,512 · Scale 2, in force from 26 Feb 2026)