LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,053
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$760/mo
Today · 4.125%
HK$25,561
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,556/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,122/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,759
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,476
−HK$729/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,486/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,864
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,762
−HK$912/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,540
+HK$1,866/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,111
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,972
−HK$873/mo
Today · 4.125%
HK$33,845
baseline
▲ 0.50% · 4.625%
HK$35,629
+HK$1,784/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,690/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,722
−HK$1,064/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$2,178/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,467
−HK$1,019/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,568
+HK$2,082/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,296
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,642
−HK$1,369/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,810
+HK$2,799/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,166
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,458
−HK$1,310/mo
Today · 4.125%
HK$50,768
baseline
▲ 0.50% · 4.625%
HK$53,444
+HK$2,676/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,536/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,566 · Scale 2, in force from 26 Feb 2026)