LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,055
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,804
−HK$760/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$27,119
+HK$1,555/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,761
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,479
−HK$728/mo
Today · 4.125%
HK$28,207
baseline
▲ 0.50% · 4.625%
HK$29,694
+HK$1,487/mo
Deposit HK$5.27M · loan HK$5.27M · min. income ≈ HK$56,414/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,866
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$913/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,543
+HK$1,866/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$874/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$1,784/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,678
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,725
−HK$1,064/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$2,178/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,466
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,019/mo
Today · 4.125%
HK$39,490
baseline
▲ 0.50% · 4.625%
HK$41,572
+HK$2,082/mo
Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$78,980/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,300
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,647
−HK$1,368/mo
Today · 4.125%
HK$46,015
baseline
▲ 0.50% · 4.625%
HK$48,815
+HK$2,800/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$92,030/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,170
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,462
−HK$1,311/mo
Today · 4.125%
HK$50,773
baseline
▲ 0.50% · 4.625%
HK$53,449
+HK$2,676/mo
Deposit HK$1.05M · loan HK$9.49M · min. income ≈ HK$101,546/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,604 · Scale 2, in force from 26 Feb 2026)