LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,059
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$761/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$27,124
+HK$1,556/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$729/mo
Today · 4.125%
HK$28,212
baseline
▲ 0.50% · 4.625%
HK$29,699
+HK$1,487/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,424/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$912/mo
Today · 4.125%
HK$30,681
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,867/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,362/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$874/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$1,784/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,683
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$1,065/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,019/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,578
+HK$2,082/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,306
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,653
−HK$1,369/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,822
+HK$2,800/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,178
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,470
−HK$1,311/mo
Today · 4.125%
HK$50,781
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$2,677/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$101,562/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,665 · Scale 2, in force from 26 Feb 2026)