LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,065
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$760/mo
Today · 4.125%
HK$25,574
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,148/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,772
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,490
−HK$729/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,706
+HK$1,487/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,878
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$912/mo
Today · 4.125%
HK$30,689
baseline
▲ 0.50% · 4.625%
HK$32,557
+HK$1,868/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,378/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,127
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,988
−HK$875/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$1,785/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$1,065/mo
Today · 4.125%
HK$35,804
baseline
▲ 0.50% · 4.625%
HK$37,983
+HK$2,179/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,608/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,481
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,019/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,589
+HK$2,083/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,318
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,665
−HK$1,369/mo
Today · 4.125%
HK$46,034
baseline
▲ 0.50% · 4.625%
HK$48,835
+HK$2,801/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$92,068/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,190
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,483
−HK$1,311/mo
Today · 4.125%
HK$50,794
baseline
▲ 0.50% · 4.625%
HK$53,471
+HK$2,677/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$101,588/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,766 · Scale 2, in force from 26 Feb 2026)