LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,068
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$760/mo
Today · 4.125%
HK$25,577
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,154/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,494
−HK$728/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,488/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,882
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$913/mo
Today · 4.125%
HK$30,693
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,867/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,386/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,131
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$875/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$1,785/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,695
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,744
−HK$1,064/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,987
+HK$2,179/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,486
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,491
−HK$1,020/mo
Today · 4.125%
HK$39,511
baseline
▲ 0.50% · 4.625%
HK$41,594
+HK$2,083/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,022/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,323
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,670
−HK$1,369/mo
Today · 4.125%
HK$46,039
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,802/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$92,078/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,196
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,489
−HK$1,311/mo
Today · 4.125%
HK$50,800
baseline
▲ 0.50% · 4.625%
HK$53,478
+HK$2,678/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$101,600/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,813 · Scale 2, in force from 26 Feb 2026)