LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,074
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$761/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$728/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,488/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,788
−HK$913/mo
Today · 4.125%
HK$30,701
baseline
▲ 0.50% · 4.625%
HK$32,569
+HK$1,868/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$61,402/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,001
−HK$874/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,661
+HK$1,786/mo
Deposit HK$4.22M · loan HK$6.33M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,704
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,752
−HK$1,065/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$2,180/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,495
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,501
−HK$1,020/mo
Today · 4.125%
HK$39,521
baseline
▲ 0.50% · 4.625%
HK$41,604
+HK$2,083/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,042/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,333
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,681
−HK$1,370/mo
Today · 4.125%
HK$46,051
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,802/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$92,102/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,208
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,501
−HK$1,312/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,491
+HK$2,678/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$395,912 · Scale 2, in force from 26 Feb 2026)