LTV · monthly repayment
▼ 0.50% · 3.625%
HK$240,749
−HK$15,098/mo
▼ 0.25% · 3.875%
HK$248,238
−HK$7,609/mo
Today · 4.125%
HK$255,847
baseline
▲ 0.50% · 4.625%
HK$271,414
+HK$15,567/mo
Deposit HK$52.79M · loan HK$52.79M · min. income ≈ HK$511,694/mo (50% DSR)
Upfront cash ≈ HK$58.71M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,831
−HK$14,470/mo
▼ 0.25% · 3.875%
HK$275,014
−HK$7,287/mo
Today · 4.125%
HK$282,301
baseline
▲ 0.50% · 4.625%
HK$297,182
+HK$14,881/mo
Deposit HK$52.79M · loan HK$52.79M · min. income ≈ HK$564,602/mo (50% DSR)
Upfront cash ≈ HK$58.71M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,899
−HK$18,117/mo
▼ 0.25% · 3.875%
HK$297,886
−HK$9,130/mo
Today · 4.125%
HK$307,016
baseline
▲ 0.50% · 4.625%
HK$325,697
+HK$18,681/mo
Deposit HK$42.23M · loan HK$63.35M · min. income ≈ HK$614,032/mo (50% DSR)
Upfront cash ≈ HK$48.16M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,398
−HK$17,364/mo
▼ 0.25% · 3.875%
HK$330,017
−HK$8,745/mo
Today · 4.125%
HK$338,762
baseline
▲ 0.50% · 4.625%
HK$356,618
+HK$17,856/mo
Deposit HK$42.23M · loan HK$63.35M · min. income ≈ HK$677,524/mo (50% DSR)
Upfront cash ≈ HK$48.16M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,049
−HK$21,136/mo
▼ 0.25% · 3.875%
HK$347,533
−HK$10,652/mo
Today · 4.125%
HK$358,185
baseline
▲ 0.50% · 4.625%
HK$379,980
+HK$21,795/mo
Deposit HK$31.67M · loan HK$73.91M · min. income ≈ HK$716,370/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,964
−HK$20,258/mo
▼ 0.25% · 3.875%
HK$385,020
−HK$10,202/mo
Today · 4.125%
HK$395,222
baseline
▲ 0.50% · 4.625%
HK$416,055
+HK$20,833/mo
Deposit HK$31.67M · loan HK$73.91M · min. income ≈ HK$790,444/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$433,349
−HK$27,175/mo
▼ 0.25% · 3.875%
HK$446,829
−HK$13,695/mo
Today · 4.125%
HK$460,524
baseline
▲ 0.50% · 4.625%
HK$488,546
+HK$28,022/mo
Deposit HK$10.56M · loan HK$95.02M · min. income ≈ HK$921,048/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,096
−HK$26,047/mo
▼ 0.25% · 3.875%
HK$495,026
−HK$13,117/mo
Today · 4.125%
HK$508,143
baseline
▲ 0.50% · 4.625%
HK$534,927
+HK$26,784/mo
Deposit HK$10.56M · loan HK$95.02M · min. income ≈ HK$1,016,286/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$5,923,991 · Scale 2, in force from 26 Feb 2026)