LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,080
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$761/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$27,147
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,789
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$729/mo
Today · 4.125%
HK$28,236
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,488/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,472/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,795
−HK$913/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,577
+HK$1,869/mo
Deposit HK$4.22M · loan HK$6.34M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,009
−HK$874/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,669
+HK$1,786/mo
Deposit HK$4.22M · loan HK$6.34M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,712
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,761
−HK$1,065/mo
Today · 4.125%
HK$35,826
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$2,180/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,652/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,504
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,021/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,614
+HK$2,083/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,344
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,692
−HK$1,370/mo
Today · 4.125%
HK$46,062
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,803/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$92,124/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,220
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,513
−HK$1,312/mo
Today · 4.125%
HK$50,825
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$2,679/mo
Deposit HK$1.06M · loan HK$9.50M · min. income ≈ HK$101,650/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,009 · Scale 2, in force from 26 Feb 2026)